Understanding Costs and Coverage of Senior Assisted Living

Retirement today looks much different than in the past. Americans live longer, often healthier lives and remain more active well into their golden years. While many older people choose to stay in their family homes, others turn to senior living communities for the many benefits. No matter the course, there often comes a time to consider senior assisted living. 

Buckner Villas is the premier choice for assisted living in Austin, TX. Through our years of experience, we know that navigating the costs and coverage of senior assisted living programs can be daunting. No two programs are the same; numerous variables influence costs and coverage. When considering your options, we are here to provide the understanding and personalized care you need.

Contact us online or call 512.580.9882 to talk with an intake specialist.

What to Know About Assisted Living Coverage

Contrary to common misconceptions, most seniors in assisted living communities lead active, independent lives. They choose assisted living because they no longer want the burden of home maintenance or may need support with basic daily tasks. At Buckner Villas, we understand this and provide a complete continuum of care so our services can adapt as your needs change.

The cost of senior assisted living can vary depending on several factors. These include the location of the community, the size of the apartment, and the level of care needed. Understanding these factors can help you decide about your assisted living options. The following is an overall breakdown of costs to consider:

• The base rate for housing – The standard costs for living accommodations typically include rent, utilities, and maintenance.
• Fees for additional services – These commonly include assistance with ADLs and medication management.
• Fees for optional services – Meal plans, laundry, and transportation services are frequently considered optional and can increase costs.
• One-time service charges – These may include things like move-in or community fees. 

Coverage for assisted living costs is most commonly private pay, where residents use retirement funds, personal savings, or proceeds from selling real estate. However, other options for coverage may include:

• Long-term care insurance
• Health savings accounts (HSAs)
• Flexible spending accounts (FSAs)
• Veterans benefits

Medicare does not cover assisted living. Medicaid may provide some coverage for seniors who meet income eligibility requirements, but coverage varies widely among states. 

Assisted Living Services at Buckner Villas

The services provided in senior assisted living vary among different programs. At Buckner Villas, our assisted living program is part of our larger senior living community on our 25-acre Tuscan-style campus. We offer two levels of senior living housing, The Meadows and The Grove, to accommodate varying financial circumstances. 

The intake specialists at Buckner Villas work closely with residents and their families to ensure the appropriate level of services needed. All residents receive the same level of exceptional personalized care. Our state-of-the-art amenities and services include:

• Apartment maintenance and repairs
• Weekly housekeeping
• Personal laundry services
• Medication monitoring and assistance
• Certified nursing care
• Stand-by assistance for bathing and dressing
• Chaplain and social worker services
• Three chef-prepared daily meals
• Cable TV and WiFi
• Scheduled weekday transportation for medical appointments
• Kitchenette with microwave and refrigerator
• Barbershop and beauty salon

Our programs are staffed around the clock. Residents have access to a vast array of individual and group physical, recreational, and leisure activities on campus and to all that Austin, TX, has to offer. 

Call Today to Get an Estimate on Senior Living at Buckner Villas

When it comes time to consider senior living options, whether for yourself or a loved one, cost is typically the first consideration. You are not alone if you need help understanding the costs and navigating insurance coverage.

Contact Buckner Villas today at 512.580.9882 or online to learn more about the cost of our programs and schedule a tour.